Streamline your T&E management

aio* works as an end-to-end Travel & Expense Management platform. With individual business MasterCards employees are empowered to spend whilst they travel for business, or pre-book trips. All with the benefit of staying within approved budgets.

How it works

Give an aio* card to each team member.

Employees can use aio* MasterCards online, in shops and at ATMs for a variety of expenses like plane tickets, hotel bookings, client dinners etc. Because they are in charge of their card and spend there is no need to rely on someone else to make bookings or wait for a manager to be available with a shared card

Preapprove budgets to stay in control & remain flexible

With budgets for a trips preapproved, you stay in control of budgets and there are no unexpected end-of-month surprises. It gives staff better clarity of spend expectations and makes it easier to stay within budget & policy. Requests can also be submitted and reviewed on the go with instant fund transfer in case your team needs additional funds whilst travelling.

Track and manage all spend centrally

Your staff can purchase securely and simply for business without losing track of total spend. As they travel they can use the mobile app to keep spend up to date (adding receipts and tagging purchases). This means you can stay on top of  spend in real time with detailed transaction summaries and your staff are happier as they don’t need to spend time on unnecessary admin submitting expense reports and waiting to be reimbursed.